event description

Comments from past participants

"I enjoyed the sessions especially since they were very interactive. The notes given provided more information. The sessions were very informative and beneficial."
– Ms. Violet Lee Yong Hoe, DBS Bank Ltd, Singapore.
[Class of February 2010]

"Good insights into the Financial Services Industry and practical examples. Good job!"
– Ms. Ng Tsuey Jen, DBS Bank Ltd, Singapore.
[Class of February 2010]

"Seminar was interesting. Provided a good overview!"
– Ms. Janice Foo Lee Ping, DBS Bank Ltd, Singapore.
[Class of February 2010]

"The session I attended was pitched towards risk management as there were many risk management colleagues around. It was insightful because I have never looked at bank from this perspective before. And risk management is relevant at work and at personal level."
– Ms. Emily Sim Moi Fong, DBS Bank Ltd, Singapore.
[Class of February 2010]

Seminar Background

An intensive introductory programme for entry level officers to be introduced to the financial
services industry.

This is an excellent introductory programme for entry level officers to have an overview of the
financial services industry. It will also provide participants with an understanding of the general principles of corporate banking functions and regulations surrounding corporate banking products.

Seminar Content

* Generic Understanding of the Financial Industry

* Impact of Economic and Political Climate on the Financial Industry

* Overview of the Singapore Financial System
- Major Players and Participants
# Types and Functions of Financial Institutions
Commercial Banks
Merchant Banks
Finance Companies
Insurance
Pension System
Asset Management
# Others
Money Brokers
Money Changers
Financial Advisors
Securities & Futures
# Financial Institution Directory
- Performance of the Banking Sector
# Profitability of Banks
# Components of Profit
# NPL Levels
# Capital Adequacy
# Growth in Loan Demand
- Overview of the Financial System in Singapore
# Foreign Exchange Market
# Money and Bond Market
# Equity and Derivatives Markets
- Overview of the Payment System
# MEPS
# NETS
# GIRO
# Cheque Truncation System

* Legislative And Regulatory Structure Governing the Financial Services Industry
- Central Banking And Regulatory Framework
- Objective Of Supervision
- Principles of Supervision
- Supervisory Framework
- Regulatory Overview
- Financial Advisers
- Role of Government in Taxation

* Inter-relationship between Different Business Segments within the Bank
- Consumer Bank
- Corporate Bank
- Commercial Bank
- Investment Bank
- Treasury
- Performance inter-linkages

* Trends in the Financial Services Industry
- Global perspective

* General Principles of Corporate Banking

* Corporate Banking Products Applicable To The Industry

* Industry Practices / Guidelines Relating To Key Corporate Banking Products
- Loans
- Trade Finance
- Treasury

* Loan Organisation Structure
- Loan Units
- Credit Department
- Collateral Department
- Loan Committees

* Loan Policy Formulation
- Purpose of Loan Policies
- Highlight of Key Areas in the Policy Document